This next law applies to all home buyers; buyers who also own a home should pay close attention to this law for sure.

Conventional wisdom says that you should sell your home first before you buy your next home. That way, you maximize the equity you have on the sale of your home and walk away with the biggest check possible. Then, on the buying side, you can negotiate with confidence and have the seller take you seriously because you don't have the specter of not qualifying to buy his/her home because yours hasn't sold. The process is easy, but not simple, and you need proper guidance to pull it off without the proverbial hitch.

Inherent in this process, yet often missed by an AFA, is that you have an opportunity to capitalize and benefit from a phenomenon called The Home Equity Swing. The Home Equity Swing is the equity position you realize when you sell a home and then move on to buy your next home shortly thereafter in most cases.

· If you walk away with some serious equity on the sale of your home and then get a smoking hot deal on the purchase, buying the home below market value with a great mortgage, then the Home Equity Swing is large.

· Conversely, if you net little or nothing on your sale and buy a home with essentially no equity stake and get a loan with bad terms and conditions, The Home Equity Swing will be much smaller.

The goal of an Expert Advisor is to make that swing as wide as possible, put you in a positive equity position from day one and get you in touch with a lender who can get a mortgage that helps you accumulate equity as fast as possible with out concern for a home Equity Swing of any sort.

When working with an Expert Advisor, you will be educated on:

· Mistakes that cause you to overpay your home - What are the warning signs you should look for when making a purchase on a home and how to avoid them?

· Mistakes that cause you to overpay for your loan - How to first pick the right lender and then select the loan that's going to be the best long term solution for your personal financial needs.

· How to accelerate your equity and build wealth with your home purchase - How to take advantage of the Home Equity Swing and get as much equity as you possibly can when you buy your next home.

· Why choosing the right lender makes all the difference - Why it's not just about the rate. The terms, conditions and customer service received all fit into the picture when you select your lender.

It's very realistic to pick up a home and have an instant equity the day you close on your previous home, but you need to know how to do it. One misstep and you miss out on the entire opportunity. Hiring an Expert Advisor makes all the difference, especially in Law #3.